Khushhali Microfinance Bank Limited Jobs Area Managers :
Organization: Khushhali Microfinance Bank Limited
Khushhali Microfinance Bank Limited is looking for Area Managers – Across All KMBL Network.
Email your resumes at: Careers@kb.com.pk
Mention position title in subject.
Please note it’s a full time position based in our Area Offices.
Who are we looking for?
- Minimum 16 years of education in business administration, commerce, accounting, economics, finance from HEC recognized/overseas university.
- Minimum 2-3 years of experience as Area Manager.
Key Responsibilities:
Strategic Business Planning & Growth
- Responsible for accomplishment of area business targets of all KMBL asset products assigned as per approved business plan.
- Maintain a good portfolio mix and ensure the portfolio is not concentrated in one product, segment, collateral and market.
- Ensure MoM Growth in good performing products.
- Grow deposits and maintain ADR maximum to 75%; Identify business opportunities for asset and deposit business products and other financial services and guide the staff downstream in business acquisition and take up with business/marketing team for support required to branches.
Collection & Portfolio Quality
- Ensure the monthly achievement of area and branches collection as par Set benchmarks
- Ensure all branches/staff comply with required standards of business management excellence by adopting best & ethical practices and operating effectiveness & efficiency.
- Visit problematic/High NPL branches more frequently to identify the reasons and update retail management for taking corrective actions
Staff Monitoring, Productivity & Development
- Ensure all staff in the branches are achieving performance and productivity benchmarks.
- Conduct different productivity analyses and share them regularly with HAB, RBM, BMs, and RMs to bring improvement in specific targeted branches and up to LO level.
- Review audit & compliance reports, identify area of improvement and take practical action for improvement.
Budget & Profitability Management
- Maximize revenue generation, contain service delivery cost and ensure area profitability through sustainable business growth & controlled expense management against allocated budgets.