CM Punjab Asaan Karobar Loan Scheme 2025 Phase 2 Do you want to get an interest-free loan of Rs 1 million to Rs 30 million from the government through the Asaan karobar Scheme.So, I will share the complete procedure for this with you in this post.What is the Asaan Business Scheme and what are the documents required to fill its form and what are the eligibility criteria? Complete details will be shared with you.
CM Punjab Asaan Karobar Loan Scheme 2025 Phase 2
Punjab Easy Business Scheme is a major initiative launched by the Punjab government, in which all the unemployed youth in Punjab are given loans up to a certain amount, with which they can start their own business or expand their existing business.This program was launched in 2024 and millions of people received loans in its phase one. Registration for its phase two is now open.
Grant for Phase 2
The Punjab government has started the registration of Phase 2 with a sum of Rs 90 billion, which will benefit thousands of people.
What is Loan Purpose
Govt has already set the purpose of loan you can borrow the loan for these Purpose.
For New starting Busines
Existing Busines
Leasing
RECP Technologies
Eligibility Criteria
- Small Busines Holders Can Borrow this loan
- Candidate age limit may 25 to 55 Year to become Eligigble in this program.
- Residency of Business location in punjab to become part of this program.
- Candidate have valid NTN and CNIC Number.
- Those candidate whose are apply for existing business loan must have own or rented place.
Loan Details
| Tier | Amount (PKR) | Security | Tenure (Up To) | End-User Rate | Processing Fee (PKR) |
|---|---|---|---|---|---|
| T1 | 1M – 5M | Personal Guarantee | 5 years | 0% | 5,000 |
| T2 | 6M – 30M | Secured | 5 years | 0% | 10,000 |
| Export / SME | Up to 50M | Secured | 5 years | 0% | 10,000 |
Grace Period of Asaan Kaorbar Loan Scheme
Grace period is up to 6 months for start-ups / new businesses and up to 3 months for existing businesses.
How to Apply for Asaan Karobar Program?
Sign Up Form
Visit the following Link https://akf.punjab.gov.pk/
Fill out the user details form carefully.
All fields marked with an asterisk (*) are mandatory.
Select the scheme type.
Enter:
- Full name (as per CNIC)
- Father’s or husband’s name
- CNIC number
Provide:
- Email address
- Date of birth
- Age
- CNIC issuance date
- CNIC expiry date
Enter mother’s maiden name.
Specify if you have any CNIC-verified disability and its type.
Choose your gender.
Select your mobile network and enter your cell number.
- Confirm whether the SIM is registered in your name.
Provide your current residential address, including:
- Province
- Division
- District
- Tehsil
- City
Mention if your permanent address is different.
Add your NTN number.
Select your residence ownership status.
State whether you are a politically exposed person (PEP).
Create a password and confirm it.
- Both entries must match.
Complete the CAPTCHA verification.
Submit the form to successfully register your account
Login
To access Asaan Karobar Finance, enter your CNIC number and password in the respective fields. If you have forgotten your password, click on “Forgot Password?” to reset it. Complete the CAPTCHA verification by entering the given code. Finally, click login to proceed. If you do not already have an account, you can create one by selecting “Register Now” and filling in the required details.