The Government of Punjab has officially launched the second phase of the CM Punjab Asaan Karobar Finance Program 2025 Registration Open, following the successful disbursement of PKR 4,238 billion in loans during the first phase. Under this program, interest-free loans worth PKR 90 billion will be provided to support businesses across Central Punjab, Northern Punjab, and Southern Punjab. The initiative is aimed at boosting exports and empowering men, women, transgender persons, and differently-abled individuals aged 25 to 55 years who are residents of Punjab. Applicants can now apply online to benefit from this unique opportunity to grow their businesses with zero markup loans.
Job/Program Overview
| Detail | Information |
|---|---|
| Ad Posted Date | September 2025 |
| Last Date to Apply | Not specified (Apply as early as possible) |
| Location | Punjab (Central, Northern & Southern Punjab) |
| Program Name | CM Punjab Asaan Karobar Finance Program 2025 |
| Loan Amount | From PKR 1 Million (10 Lakh) up to PKR 30 Million (3 Crore) and PKR 50 Million (5 Crore) for exports |
| Eligibility | Men, Women, Transgender, Differently-abled (Punjab Residents) |
| Age Limit | 25 – 55 years |
| Markup/Interest | 0% (Interest-Free) |
| Executing Body | Punjab Small Industries Corporation (PSIC) in collaboration with Bank of Punjab |
| Website | akf.punjab.gov.pk |
| Helpline | 1786 / 042-99201432 |
Interest-Free Loan Details
- Loan Size:
- Minimum: PKR 1 Million (10 Lakh)
- Maximum: PKR 30 Million (3 Crore)
- Export Businesses: Up to PKR 50 Million (5 Crore)
- Total Allocation (Phase II): PKR 90 Billion
- Coverage Area: Central Punjab, Northern Punjab, Southern Punjab
- Target Groups: Men, Women, Transgender Persons, and Specially-abled Individuals
- Age Criteria: 25 to 55 years
- Markup: 0% (completely interest-free)
How to Apply
- Visit the official website: akf.punjab.gov.pk
- Fill out the online application form with accurate personal and business details.
- Attach all required documents including CNIC, proof of business location (ownership or rental agreement), and tax filer status.
- Submit your application online before the deadline.
- For help, contact the helpline at 1786 or 042-99201432, or visit psic.punjab.gov.pk for more details.
Terms & Conditions
- Applicant must be a resident of Punjab.
- Must possess a valid Computerized National Identity Card (CNIC).
- Must not be a defaulter of any financial institution.
- Applicant must be an active tax filer.
- Business premises may be either owned or rented.
- Age limit is strictly 25 to 55 years.
- Loans are provided on open merit basis without any markup.
- Applications will be processed only through the official online portal.
With this program, the Punjab Government reaffirms its commitment to empower entrepreneurship, promote exports, and build a stronger economy.