The Khushhali Bank Mera Ghar Mera Ashyana Loan Scheme 2025 is a government-supported low-cost housing finance initiative aimed at helping low and middle-income families fulfill their dream of owning a home. Under this affordable scheme, applicants can obtain housing loans up to PKR 3.5 million with subsidized profit rates—5% on loans up to PKR 2 million and 8% on loans between PKR 2 million and PKR 3.5 million. The scheme carries no processing fee and no early repayment charges, making it one of the most accessible and customer-friendly home financing options in Pakistan. Eligible individuals can avail this facility for a house up to 5 marla or a flat up to 1,360 square feet. For more information, visit your nearest Khushhali Microfinance Bank branch or contact 051-111-047-047.
Loan Overview
| Detail | Information |
|---|---|
| Scheme Name | Khushhali Bank Mera Ghar Mera Ashyana Loan Scheme 2025 |
| Ad Posted Date | October 2025 |
| Last Date to Apply | Not Announced (Apply as early as possible) |
| Bank Name | Khushhali Microfinance Bank |
| Loan Type | Low-Cost Housing Finance |
| Loan Limit | Up to PKR 3.5 Million |
| Profit Rate | 5% (up to PKR 2 Million), 8% (PKR 2–3.5 Million) |
| Property Size Limit | Up to 5 Marla House or 1,360 sq. ft. Flat |
| Processing Fee | None |
| Early Payment Charges | None |
| Contact Number | 051-111-047-047 |
| Website | www.khushhalibank.com.pk |
| Location | Nationwide – Available across all Khushhali Bank branches |
Loan Benefits
- Affordable Financing: Obtain up to PKR 3.5 million in easy housing finance.
- Low Profit Rates: Enjoy 5% profit for loans up to PKR 2 million, and 8% for loans between PKR 2–3.5 million.
- No Processing Fee: Apply without paying any additional bank charges.
- No Prepayment Penalty: Repay your loan early without any extra cost.
- Flexible Property Options: Finance available for houses up to 5 marla or flats up to 1,360 sq. ft.
- Government-Backed Scheme: Part of the Government of Pakistan’s affordable housing initiative.
- Nationwide Access: Available through Khushhali Microfinance Bank branches across Pakistan.
How to Apply
- Visit your nearest Khushhali Microfinance Bank branch.
- Ask for the “Mera Ghar Mera Ashyana Loan Scheme 2025” application form.
- Submit required documents such as CNIC, proof of income, property details, and photographs.
- The bank will verify eligibility and process your loan application.
- Once approved, funds will be disbursed according to the agreed financing plan.
Forr assistance, call 051-111-047-047 or visit www.khushhalibank.com.pk.
Terms and Conditions
- Applicants must meet Khushhali Bank’s eligibility and credit assessment criteria.
- The property financed must fall within the approved size and value limits (up to 5 marla or 1,360 sq. ft.).
- Profit rates are fixed at 5% and 8% as per loan bracket.
- The scheme is subject to Government of Pakistan’s housing finance policy guidelines.
- Processing timelines depend on the completeness of documents and verification procedures.
- The bank reserves the right to approve or reject applications without assigning any reason